Revolut Card in Australia: Is It the Best Travel Card for 2025?

Revolut has quickly become one of the most popular travel cards globally, offering a combination of low fees, flexible app features, and competitive exchange rates. But is it the best card to include in your travel kit?

Below is a simple overview of how it works in Australia, before we explore its popular features, pros and cons, and fees you need to know about before locking in this travel card.

Who is Revolut?

Founded in the UK in 2015, Revolut is a digital banking platform that has grown to serve over 60 million customers worldwide. It offers app-based multi-currency accounts with both physical and virtual debit cards, supporting spending in over 100 countries. Revolut entered Australia in 2019 and has become a strong competitor to traditional banks by offering transparent exchange rates and intuitive digital-first tools.

Key Features of Revolut

After you’ve compared fees between travel cards, it’s time to dig into what exactly makes them so popular among traveller:

• Spending Controls: Freeze/unfreeze cards instantly, set budget limits, and receive instant notifications on transactions.
• App Experience: A sleek app with advanced budgeting tools, vaults for saving, and support for Apple/Google Pay.
• Travel Extras: Premium plans include perks like higher ATM withdrawal limits, overseas medical insurance, and lounge access.

Fees: What You Need to Know

Being on top of pesky fees are essential for the full enjoyment of any payment card. We encourage you to find a provider who is transparent with all their fees, or at least make it easier for you to discuss them with a friendly team member. 

• Account Setup: Standard accounts are free; Plus costs AUD$5.99/month; Premium costs AUD$11.99/month. Physical cards may have a delivery fee.
• ATM Withdrawals: Free up to plan limits (e.g. AUD$350/month on Standard, AUD$1,400/month on Premium); a 2% fee applies beyond that.
• Currency Conversion Fees: Free within fair usage limits on weekdays; ~0.5% fee applies beyond limits and on weekends.

Exchange Rates

Revolut uses live interbank exchange rates during weekdays, offering some of the most competitive rates on the market. 
On weekends or public holidays, there is a small markup (usually 0.5–2%). This makes Revolut attractive for frequent travellers, especially those who transact during business days.

Using Revolut Abroad

Revolut cards are accepted in over 100 countries. Cash withdrawals are straightforward, and the card can be managed easily via the app (Bless the digital age). 
The ability to hold and exchange 30+ currencies in-app means you can prepare funds before travelling, locking in favourable rates.

Tips to Save on International Fees:

• Exchange currencies during weekdays.
• Stay within monthly free ATM withdrawal limits.
• Use local currency when withdrawing or paying abroad.

Supported Currencies

Revolut supports 30+ currencies on their physical and virtual travel cards, that are both easily managed via app, letting you hold, exchange, and spend directly without extra conversion fees (up to plan limits). This is especially useful for multi-country travel in Europe, Asia, and North America.

Pros & Cons

Pros:

• Transparent, competitive exchange rates
• Free plan available, with optional upgrades
• Instant app controls and spend tracking
• Accepted worldwide

Cons:

• Weekend and fair-usage fees can add up
• Some perks are locked behind Premium subscriptions
• Customer service has mixed reviews

Safety & Security

Revolut prioritises digital security:

• Instantly freeze/unfreeze your card in-app
• Generate single-use virtual cards for online purchases
• 24/7 fraud monitoring and app notifications

Customer Reviews in Australia

Australian customers generally praise Revolut’s ease of use, competitive exchange rates, and budgeting tools. However, some reviews highlight frustrations with in-app customer support, especially during account verification or disputes.

Conclusion: Is Revolut Right for You?

Revolut is best suited for:

• Travellers who frequently visit multiple countries
• Those who want to avoid hidden fees and get live exchange rates
• Users who prefer managing money via a sleek, app-first experience

Revolut isn’t standing still—after surpassing 60 million users, the company is rolling out AI-powered helpers, branded ATMs, and digital mortgages as part of its 2025 roadmap. Locally, Revolut Australia just reported its first profitable year, generating AUD $40.8 million in revenue and inking its position as a major global fintech player. These developments reaffirm its growing influence and make it a compelling travel and money management option for Aussies on the move.

If you’re looking for a versatile travel card with strong features and transparent exchange rates, Revolut is one of the best options available in Australia for 2025.